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Posted: Friday, December 2, 2016 2:16 PM

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It's important to note that not one of the existing laws aimed at preventing uninsured motorists from driving is a solution for the situation. Critics of those laws base their argument solely on pragmatic grounds, maintaining such laws are usually ineffective. This argument has less merit should there be other cheaper and efficient methods for solving the uninsured driver problem. The DOT report was heavily influenced by complaints about insurance companies performance in an adversary system. With a two-party system, the driver would have to leave to chance which insurance company he would turn to. Some opponents of such legislation and others who have thoroughly studied the proposition seem to agree that such a law would guarantee immediate payment to every person. A study conducted reported that it appears widely held that the systems of underwriting are primarily used in personal automobile insurance. It's estimated that auto collisions cost the country billions each year in economic loss and hurt to society. Unlike the personal policy, other policy provisions carry comprehensive or specified perils coverage, transportation expense coverage being furnished following theft. Comprehensive and collision coverage are not required by state law, but lending institutions may require these coverage if you have a loan with them.

For more information on car insurance requirements, check out the Texas Department of Auto Insurance.

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For more information on Laredo itself, go to the Official Site for Laredo .

• Location: Laredo, Texas

• Post ID: 14350626 laredo

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